Accidentally Wrote Void On A Check: Heres What To Do!

In addition, a voided check takes away the hassle of sending in payments or setting up an online payment each month because it automatically comes out on the specified date. But if you aren’t active online for your finances or feel uncomfortable with that, then a voided check will work too. Some places may require a voided check to receive your account information and even get set up an electronic transfer of your money too. This is useful if you wish to arrange an automatic electronic payment for your monthly expenses, such as rent, mortgage, and insurance. Once you have voided a check, it cannot be used for payments. You might need to know how to send a voided check to start a direct deposit with your employer or set up autopay for a bill.

In most cases, you need to provide your bank account information in an online form. You may need to void a blank check for multiple reasons, not just to set up direct deposit for your paycheck. We think it’s important for you to understand how we make money. The offers for financial products you see on our platform come from companies who pay us.

That story’s probably apocryphal, but it conveys a deep truth about the power of fiscal policy to change the world along with our daily lives. Civilization became possible only when Sumerians of the Bronze Age invented money. The information presented here is created independently from the TIME editorial staff. The only way to give yourself peace of mind is to void the check and then throw it out or shred it.

  • Ask for a letter, printed on bank letterhead, which lists your account number, routing number, and account type (checking or savings).
  • SignNow has paid close attention to iOS users and developed an application just for them.
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  • However, there are some financial institutions that will charge a nominal fee for this service.
  • But unless you’re voiding a filled-out check, make sure you don’t cover up the routing or account number on the check—those are important.
  • It’s essential to note that some businesses may not accept such corrections.

We are able to present this information to you free of charge because some of the companies featured on our site compensate us. Make sure it includes your account number, account type and routing number — if the recipient just wants your accounts details, that should be enough. But verify from the recipient if this would be acceptable if you have no other options. If you’re really running out of options, you can try printing out your account details on a piece of paper at home. You can then treat it as if it came from your checkbook and then void it right there. Remember though, your bank may also charge you a fee for this.

Then you know that no one would be able to alter the check and spend it, because it has been voided. If you deposit a voided check in an ATM, it may be briefly accepted. But once the error is identified, the cleared funds will then be removed from the recipient’s bank account and returned to the original owner and a fee may be charged. If a voided check clears, customers can file a claim when they receive their statement. Don’t cover up the routing or bank account number at the bottom of the check when voiding it. Those numbers are necessary for identifying your bank account to send or receive payments.

Write “VOID” on the front of the check

This information is most often used to set up an electronic link to your bank account. For example, you can provide a voided check to a person or company. They will then take that information and request an authorized withdrawal or payment to your checking account. Here are some common scenarios for which you’ll need a voided check. When it comes to approving automatic payments or direct deposits, voided checks do provide you with the easiest approach. Nevertheless, if you don’t want to void a check or you don’t have a checkbook, there are typically other options available.

The bank can void the check by stamping or writing “VOID” on it. It may or may not have other information filled in throughout the check. The text should be clearly seen, but it doesn’t cover up any other writing beneath it. This also applies if you have made a mistake when writing a check (like the wrong dollar amount), so voiding the check ensures it can’t be processed by any bank. This information will allow them to set up a direct deposit for your salary into your bank account. If you’re going to send the voided check electronically it may be a little risky to send it through a normal email sender.

If you need a voided check to set up direct deposit with your employer, you have a couple of choices. You can take a check from your checkbook and write “void” across it in large letters and provide the check to your employer. A voided check has the word “VOID” written across it, indicating that it cannot be used for payment. Voiding a check ensures it won’t be used by anyone, such as thieves who may write in a large amount for themselves.

What are reasons to void a blank check?

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What Is a Voided Check?

The person who receives a voided check cannot fill in the amount and other details and present it to a bank. It also prevents a thief from taking the check, filling out an amount, and forging your signature to debit funds from your bank account. You may be able to find some of these pre-printed slips in your checkbook, or you can simply head to your closest bank branch and ask for one. Most places where you need a voided check should accept this since it includes the appropriate account details. A voided check is a check that can no longer be accepted as payment from anyone. It has the word “VOID” written across it and therefore is not a blank check either.

That’s according to the Uniform Commercial Code (UCC), a set of laws governing commercial exchanges, including checks. At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict
editorial integrity,
this post may contain references to products from our partners. Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s). Voiding a check makes it useless for payment or for withdrawing money.

To find it, go to the App Store and type signNow in the search field. The sigNow extension was developed to help busy people like you to reduce the burden of putting your signature on forms. Start eSigning fillable voided check form using our solution and join the numerous happy clients who’ve already experienced the benefits of in-mail signing. Are you looking for a one-size-fits-all solution to eSign fillable voided check form? SignNow combines ease of use, affordability and security in one online tool, all without forcing extra software on you. All you need is smooth internet connection and a device to work on.

How to generate an eSignature for the Fillable Voided Check Form on Android

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Steps to Void a Check

If you’re tired of dealing with paper checks and keeping records, Wise can help you manage your money electronically. You can open a Wise account and receive money from around the world with local bank details. Your last option is to gather all your bank account information in one place so that you can fill out a form for your employer to set up a direct deposit. All you need to do if you want to establish a direct deposit is take an existing check and write the word ‘VOID’ across the front of it in large capital letters. Someone who wrote a personal check is probably not prepared for the hit their checking account balance will take if you cash it months later. Once you’ve finished signing your create voided check online, decide what you want to do after that – save it or share the doc with other parties involved.

Recurring Payments

Santander Bank, for example, charges $15 a check, while at Bank of America, the fee is $12. Plus, the person who wrote the bounced check might be charged a nonsufficient funds fee of up to $35. Bankrate follows a strict
editorial policy, so you can trust that our content is honest and accurate. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Most companies don’t even need an original; a copy of a voided check is good enough. It’s typically written in large letters so there’s no chance of it accidentally being used.

If you need to cancel a check you’ve written out, then you need to know how to void a check. This will help keep your checks safe and accounted for as you balance your checkbook. Most checks are good for six months, but banks might still cash checks that are past this expiration date. Some checks might explicitly state a different period, such as three months or a year. By writing “VOID” on the check, you’ll prevent anyone from filling out the check and cashing it.